by Pawel Konrad | Aug 20, 2026 | HMO Guide
In Liverpool, the same house rented room-by-room can out-earn a single tenancy by a wide margin. That is the whole case for buying houses in multiple occupation (HMOs) here in 2026 — and it is why disciplined investors keep targeting the city’s terraces and...
by Pawel Konrad | Aug 19, 2026 | Lease Options
If a Blackpool mortgage lender has said no, that is not the end of the road onto the ladder. Rent-to-own — a rent-to-buy or lease-option agreement — lets you move into a home now, fix the price you’ll pay for it, and build your deposit month by month...
by Pawel Konrad | Aug 5, 2026 | BMV Investing
“Below market value” is the most abused phrase in UK property. Every sourcer’s flyer promises a discount; almost none show you how they measured it. The dirty secret is simple — quote a high “market value” and any price looks like a...
by Pawel Konrad | Aug 4, 2026 | BRR Strategy
If you want a buy-refurbish-refinance engine that still leaves real cash in your pocket in 2026, you go where the entry price is low and the refurbishment stock is deep. In the North West that town is Burnley — where the median terraced house changed hands for £87,500...
by Pawel Konrad | Jul 30, 2026 | Lease Options
The average first-time buyer in the UK is putting down £61,090. In England it is £63,855. In London it is £132,200. If you are renting at £900 a month and saving what is left, that is not a savings plan — it is a decade. And the honest answer nobody in an estate...
by Pawel Konrad | Jul 28, 2026 | BRR Strategy
The Buy-Refurbish-Refinance-Rent (BRRR) strategy has been a cornerstone of UK property investment for over a decade. But in 2026, with the Bank of England base rate hovering around 4.25% and buy-to-let mortgage rates typically sitting between 4.5% and 5.5%, the maths...
by Pawel Konrad | Jul 22, 2026 | Deal Sourcing
Someone sends you a slick PDF. There’s a photo of a tidy terrace, a headline like “£45,000 below market value, 9% yield”, a reservation form, and a request for a few thousand pounds to “secure” it. Is it the deal of the year — or a...
by Pawel Konrad | Jul 21, 2026 | Market Update
The construction industry just published its Q2 numbers, and they paint a stark picture for anyone sitting on the fence about UK property. New-build starts fell 31% in the second quarter of 2026, with private housing starts down a staggering 40% quarter-on-quarter....
